Retirement Planning

I’m 59 Years Old, Single and Dreaming of Retirement — But I’m Still Carrying an $81,000 Mortgage Balance. Do I Have To Wait To Leave the Workforce Until It’s Fully Paid Off?

Be sure of how much cash flow you'll need in retirement before deciding.

By Vawn Himmelsbach

Dave Ramsey Warns Nearly 50% of Americans Are Making 1 Big Social Security Mistake — Here’s What It Is and 3 Simple Steps To Fix It ASAP

Are you also guilty of this?

By Vishesh Raisinghani

6 Ways To Catch Up On Saving For Retirement

It’s crunch time.

By Phil Osagie

Latest Articles

Here Are the 6 Levels of Wealth for Retirement-Age Americans — Are You Near the Top or Bottom of the Pyramid?

By Vishesh Raisinghani| 06.12.2025
‘Everything We Had’: La Family Devastated After Jewelry Store Targeted in Shocking Hollywood-Style Heist — With Millions Gone, Owner Says It’s Left His 71-Year-Old Dad’s Retirement at Risk

By Vawn Himmelsbach| 06.12.2025
Jason Brown Was Once the Highest-Paid NFL Center After Signing $37.5m Deal — Then He Quit in His Prime to Become a Farmer. Here’s How to Find Your True Calling Without Going Broke

By Vishesh Raisinghani| 06.08.2025
I’m 56 and My Wife Died Suddenly a Few Weeks Ago. I’m Finally Ready to Think About the Future, but She Made 65% of Our Income and I Won’t Be Able to Afford Our Bills on My Own — What Do I Do?

By Vawn Himmelsbach| 06.03.2025
Are you finally rich in America? Here are the top 5 reasons you should tell absolutely no one (not even your closest friends)

By Vishesh Raisinghani| 06.02.2025
I’m Winning at Life — 29 With $130K in Savings, a Robust 401(K) and Own a Condo. But After Years of Focusing on Finances, I Feel Like I’ve Lost Out on a Truly Fulfilling Life. What Now?

By Jessica Wong| 05.29.2025
This Las Vegas Senior Pocketed $200,000 From a Game Show — but Dave Ramsey Warns Even a Medium-Sized Windfall Could Seriously Blow Your Finances off Course

By Jessica Wong| 05.23.2025
My Husband Died Unexpectedly Before We Got the Chance To Enjoy Retired Life — Now, I’m Being Told I Can Start Claiming His Pension at $495/Month or Get a Lump Sum of $89,000. What Do I Do?

By Dori Zinn| 05.20.2025
‘It Wasn’t My Mistake’: Ohio Widow Looking for Answers After Social Security Says It Overpaid Her $70K — and Now They Want It Back. What to Do if You Spot Changes in Your Benefit Payments

By Maurie Backman| 05.18.2025
I’m 68, Survived a Car Crash and Have Relied on Medicaid for Years. Now I’m Inheriting $250K From a Friend — but Fear Losing Benefits. How Can I Protect the Money, Make Sure My Kids Get It?

By Vawn Himmelsbach| 05.16.2025
I’m Turning 65, About To Retire and My Kids Are Pushing Me To Start ‘Swedish Death Cleaning’ — How This Simple Morbid-Sounding Practice Could Become Your Most Lasting Legacy

By Vawn Himmelsbach| 05.15.2025
Tony Robbins Just Blasted This 1 Popular Approach to Social Security in America — Calls It ‘Disaster’ That Seriously Risks Running Out of Cash. Are You Falling Into This Trap, Too?

By Vishesh Raisinghani| 05.12.2025
Panicked Americans Are Claiming Social Security Early for Fear of Trump Slashing Benefits and ‘Chaos’ at the Agency Disrupting Services

By Vawn Himmelsbach| 05.12.2025
Almost Every Millionaire in America Owns These 5 Simple Things

By Maurie Backman| 05.09.2025
The Average American’s Net Worth Spikes 15% After Retirement — Here’s Why Some Retirees Aren’t Tapping Their Nest Eggs Until Later and How To Take Full Advantage of the Growth ASAP

By Vawn Himmelsbach| 05.09.2025
My 71-Year-Old Father Lost His Entire 6-Figure 401(K) to an Online Scam

By Sarah Sharkey| 05.05.2025
I’m a 55-Year-Old Divorced Dad With $810,000 in My 401(k) and I’m Maxing Out My Contributions Every Year. Can I Realistically Retire in the Next 10 Years?

By Jessica Wong| 05.05.2025
Oklahoma Man Turns to Dave Ramsey After Being Instructed to Invest in His Local Church Over Saving for Retirement — and the Answer May Surprise You

By Maurie Backman| 05.04.2025
Here Are 7 ‘Bad Assets’ That Could Cause You to Retire Poor in America — How Many Do You Own?

By Vishesh Raisinghani| 05.02.2025
This Hawaii Couple Retired at 55 and Embarked on a Lavish 15-Year World Cruise for Less Than $4K/Month — Why They Argue Their Lifestyle Is ‘For Normal People,’ Not Just the ‘Ultra-Rich’

By Maurie Backman| 05.01.2025
America’s Spending Has Spiked 25% — Putting Retirees at Risk of This 1 ‘Spending Shock.’ Here’s How Much Emergency Savings It Calls for and Why Your ‘Retirement Readiness’ Depends on It

By Maurie Backman| 04.26.2025
‘The System Is a Shambles’: Doge’s SSA Staff Cuts Spark Long Waits and Have Beneficiaries Fuming. Experts Urge Older Americans To Prepare for Delays — Here’s How You Can Lessen the Impact

By Jessica Wong| 04.22.2025
Should I Stop My 401(k) Contributions to Build My Emergency Fund in Case the US Goes Into a Recession in 2025?

By Chris Clark| 04.21.2025
Looking To Shore Up Your Retirement Savings? The 3 Unexpected High-Value Assets You Can Consider Selling To Help Fund Your Golden Years

By Monique Danao| 04.17.2025
I’m 31, Making $70K Annually and Worried About a Recession. Should I Be Doing Anything Differently With My 401(k) Right Now?

By Maurie Backman| 04.17.2025
Maximum Social Security in America Will Reach a Record $5,108/Month in 2025 — but US Seniors Still Need To Meet 3 Key Criteria. Here’s What You Need To Do

By Maurie Backman| 04.14.2025
I’m 62, and I’ve Been Working the Last 43 Years. I Haven’t Set a Retirement Date Yet. How Do I Know When It’s the Right Time To Pull the Trigger?

By Maurie Backman| 04.08.2025
Finance Expert Ramit Sathi says it’s Time to Ditch Outdated Retirement Advice and Rethink what a Rich Life Really Means.

By Victoria Vesovski| 04.08.2025
Mark Cuban Mocks DOGE for ‘Being the First’ To Cut Social Security Checks — by Ending Phone Services, Closing Offices, and Making Grandma ‘Finally Get Online.’ Here’s What Could Happen

By Vishesh Raisinghani| 04.07.2025
I Have $2,700 in Extra Retirement Income Each Month. Is It Enough and What Should I Do With This Money?

By Christy Bieber| 04.04.2025
I’m an Artist Who Makes $80K/Year — but Major Home Repairs Have Depleted My Emergency Savings. Should I Pause My Retirement Contributions To Rebuild My Emergency Fund?

By Christy Bieber| 04.04.2025
This Former Minimum-Wage Worker Retired at 39 With a $3.5M Nest Egg — Now He’s an American Expat Living off $185K in Dubai. Here’s How He Achieved Freedom So Early (and How You Can Too)

By Chris Clark| 04.01.2025
Dave Ramsey claims any American can become a millionaire if you follow 8 specific tips — here’s how you can put his wisdom into action

By Gemma Lewis| 04.01.2025
Suze Orman helped this 67-year-old low-income retiree figure out the best order for tapping into her retirement accounts. Are you doing it right?

By Victoria Vesovski| 03.31.2025
Is $1.5 Million the New ‘Magic Number’ for Retirement Savings? Here Are the Top 4 Best and Worst States for Making It Last

By Vawn Himmelsbach| 03.31.2025
The US made major Social Security changes for 3 groups of older Americans — here’s how it could impact you in 2025 (and beyond)

By Vawn Himmelsbach| 03.26.2025
I’m 65 and Eligible for Pension but I’m Still Working: Should I Keep My Job or Retire Now?

By Sarah Li-Cain, AFC| 03.26.2025